Financing Options
Through our partnership with Regions Bank, qualified homeowners can access approved financing to move forward with their remodeling projects.
Parrish Construction Inc. is proud to offer approved home improvement financing through Regions Bank to help qualified homeowners move forward with their remodeling projects. Whether you're planning a kitchen remodel, bathroom renovation, room addition, or whole-home upgrade, financing options are available for eligible residential improvements we are licensed to perform.
A remodel is one of the most meaningful investments you can make in your home — and financing makes it possible to do it right rather than scaling back on materials, scope, or craftsmanship to fit a cash budget. Here's why Sacramento-area homeowners choose to finance their projects:
Financing lets you move forward now rather than waiting months or years to save the full project cost — while material prices and labor costs continue to rise.
Keeping liquid savings intact while financing a remodel gives you a financial cushion for life's other priorities. Your home equity works for you without depleting your reserves.
A constrained cash budget often means compromising on materials, finishes, or scope. Financing lets you execute the project properly — the right countertop, the right tile, the right scope — rather than settling for what's left in the budget.
A fixed-rate loan turns a large one-time expense into a predictable monthly payment that fits your budget — often comparable to a car payment for a project that adds lasting value to your home.
Prequalifying through Regions Bank uses a soft credit pull — no impact to your credit score. You can explore your options and know what you qualify for before committing to anything.
Three flexible loan programs to fit your project and budget.
12 Month Same-As-Cash*
No payments, no interest for 12 months
Interest starts accruing when funds are disbursed. Interest is waived if loan is repaid in full within the 'same-as-cash' period.
9.99% APR *
10-Year Loan
9.99% APR *
7-Year Loan
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of February 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 84 monthly payments of $16.95 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Get Started
Start your journey effortlessly with a soft credit pull via PreQualify, and transition seamlessly into our Online Application!
Available on your contractor's device during your consultation.
Start with a soft credit pull — no impact to your credit score.
prequalification.enerbank.comAlready PreQualified or ready to apply? Start your online application today.
application.enerbank.comUse the information provided when applying
Application phone number: (866) 640-0448
Contractor ID: 70854
Loan code: Listed on each offer above
Financing through Regions Bank is available for the full range of residential improvements we perform. Explore our services to see what's possible:
Ready to Get Started?
Schedule a discovery call with our team to discuss your remodeling goals. We'll help you understand your options and guide you through the financing process.
