Flexible Home Improvement Financing Through Regions Bank
Parrish Construction Inc. is proud to offer approved home improvement financing through Regions Bank to help qualified homeowners move forward with their remodeling projects.
Whether you’re planning a kitchen remodel, bathroom renovation, room addition, or whole-home upgrade, financing options are available for eligible residential improvements we are licensed to perform.
Current Promotional Financing Options
12-Month Same-As-Cash Loan
Loan Range: $1,000 – $100,000
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of February 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
9.99% APR 10-Yr Loan
Loan Range: $7,500 – $100,000
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
9.99% APR 7-Yr Loan
Loan Range: $3,500 – $100,000
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 84 monthly payments of $16.95 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
How to PreQualify or Apply
Start your journey effortlessly with a soft credit pull via PreQualify, and transition seamlessly into our Online Application!
PreQualify with Regions Home Improvement Financing
Mobile App
Available on your contractor’s device
PreQualify Online
prequalification.enerbank.com
Already PreQualified or ready to apply? Start your Online
Application today!
application.enerbank.comUse the information provided when applying
Application phone number: (866) 640-0448
Contractor ID: 70854
Loan code: (listed above)
